Paymap knows how important personal privacy is to you. We understand and respect your expectations of privacy regarding sensitive information you have entrusted to us. We maintain policies designed to assure the appropriate use of information about consumers. We safeguard information that you have entrusted to us. We maintain standards and procedures designed to prevent misuse of this information.
 
Use of Information
We collect and retain information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and superior service.

Information That We Collect
We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates, or others; and Information we receive from a consumer reporting agency.
 
Maintenance of Accurate Information
We have procedures to help assure that your financial information is accurate and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While some of these procedures are required by federal or state law, we have implemented additional procedures to maintain accurate and complete financial information, including processes to update information as available.
 
Protecting Information
We maintain security standards and procedures to help prevent unauthorized access to confidential information about you.

We update and test our technology to improve the protection of our information about you and to assure the integrity of our information. Employees receive training and understand the importance of confidentiality and customer privacy.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Disclosure of Information
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We do not reveal specific information about your accounts or other personally identifiable data to parties outside of the customer's financial institution, payees or service providers for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; or (3) the disclosure otherwise is lawfully permitted or required.

We do not provide account or personal information to third parties for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.
 
Maintaining Your Privacy with Third Parties
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements: Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income; Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transaction, and credit card usage; and Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

Sometimes it is necessary to provide personal information about you to a service provider or other independent contractor that we engage to prepare your account statements or to provide support or services for one or more of our products. These service companies and contractors have signed our confidentiality agreement and thereby agree to comply with our security and privacy standards, and they must abide by all applicable laws.

These Privacy Principles apply to individuals, and we reserve the right to change them, along with related provisions, at any time. Any changes to these privacy principles will be posted on this site.